In our efforts to offer you a more complete Service, we have incorporated not only Insurance but
Financial Services as well. By doing so we are able to offer you a complete choice for your needs and
the needs of your family, both present and future.
Dale R. White

Key Benefits


Group Life
Disability
Retirement / Pension
Long Term Care

Employee Insurance
Advanced Underwriting
Estate Analysis
Voluntary Benefits
Guaranteed Issue
Medical Supplements
Personal Insurance
Business Insurance
CANCER POLICY:
Benefits Include:

First Occurrence * Radiation & Chemotherapy
* Cancer Screening * 2nd Surgical Opinion * Extended Care
* Bone
Marrow Transplant

Other Benefits Include:
Nursing Services * Surgery * Prosthesis * Blood & Plasma
* Hospice * Hospital Confinement * Anesthesia * Ambulance
* Transportation * Family Lodging * Waiver of Premium
DISABILITY POLICY:
Disability income paid regardless of other benefits - Multiple Plan Options - Monthly Benefit Amount = $500.00 per month - $3,000.00 per month - Waiting Period Alternatives: 0/7, 0/14, 14/14, 0/30,
30/30, 60/60, 90/90 Sickness vs. Accident - Benefit Period Options:
3 months, 6 months, 12 months or 24 months
 - Portable - Payroll Deduction
ACCIDENT POLICY:
Accidental-Death Benefits - Hospital Benefits - Ambulance Benefit
- Emergency Benefit - Lump-Sum Injury Benefits
HOSPITAL INDEMNITY POLICY:
-Pays from the very 1st day of hospitalization - Pays double benefit for first day confinement - Guaranteed renewable (premium rates may be changed by class) - Rates do not increase because of age - Pays regardless of any other coverage
- Newborn children automatically covered from birth - Pays one year maximum benefit per period of confinement
 


UTICA NATIONAL LIFE

"YOU" Universal Life Insurance
VOLUNTARY BENEFITS BEING OFFERED
Individual
Family
Riders Available
Accidental death - Disability waiver - Terminal Illness
- Grandchildren

Permanent Protection - Pays regardless of other Benefits
- Simplified or guaranteed issue - Payroll Deduction - Portable
-Employee of Family Members
-Optional disability, 6 month wait/15 year benefit, accidental death benefits
Annuities
Fixed 1, 3, 5, 7 years guaranteed - Term 10, 20 years guaranteed

Home Owners Insurance, Auto, RV, Motorcycle Insurance, Commercial Insurance & much more

Companies We Offer click links to visit sites
F&T Life
Whole Life - Term
1st United American
medicare supplement
Guarantee Life
Progressive
Auto, Dump Trucks, Boats, Snowmobiles, Motorcycle, ATV's, Travel-Trailer, & Commercial Vehicle
New York Mutual
Homeowners & Business

Auto & Motorcycle
Classic Auto Ins.
Antique Auto

Carco Group
Photo Inspections done on premises
New York Central Mutual
Auto, Home, Fire

Sterling
Homeowners, Mobile Home & Business
Wayne co-op
Workers Comp, Homeowners, Auto, Marine
Colonial
Voluntary disability benefits - Group
- Individual - Short and long term - Cancer
COPYRIGHT 2006 DRW-MILLIMAN INSURANCE